Is 12 Minute Payday a Scam? There are Clear Signals that it is.

March 5, 2015 25 Comments

12 Minute Payday


Service Quality


Quality Support







  • Basic training


  • A lot of false promises
  • Many upsells


Product name: 12 minute payday


Product owner: Justin James

Price: advertised price $49, discount price $9 + many upsells

Verdict: Scam


If you ask me, if 12 Minute Payday a sam, my answer is YES. Every product/program related to making money online that we come across on the web tries to be different in some way.

Most of them use deceptive techniques, such as promotional videos, some use fake bank cheques or fake testimonials, anything what can make people believe that their product is legit.

The main goal here is to convince you that you can become rich in no time with little to no efforts from your side. 12 Minute Payday also tries to be different from other programs, but unfortunately it’s not different at all. Same bold claims, same false promises, again a lot of upsells, same approach.


The main idea behind 12 Minute Payday

The main idea behind 12 Minute Payday is that you can sell other peoples stuff and make tons of money. Selling other peoples stuff is an affiliate marketing which is legit and proven method of making money online.

Justin claims that with his program you will be able to earn over $2000 per day in 12 minutes. That sounds really great!

But unfortunately, I have to disappoint you simply because it’s impossible. Can you really imagine or believe that you can pay Justin $9 and he will reveal you the secret how to make that much money? Keep reading and I will show you exactly what you can expect from this guy.



Pros of 12 Minute Payday

  • Basic training


Cons of 12 Minute Payday

  • A lot of false promises
  • Many upsells
  • No real strategies on how to drive high quality traffic to your site
  • It’s not a good business opportunity


Inside the program

1. Affiliate marketing is absolutely proven and legit way of making money on the internet but it all depends on what approach you apply to that business. If you apply proven techniques, you can build a sustainable business over time, on average 1,2 years. But it’s not about making over $2000 in 12 minutes every day. This is absolutely impossible and laughable.


2. Justin promises that once you complete the order they will set up a website for you and you can start driving traffic to your website and start making money instantly.

You don’t need to pay for a website hosting. You will be provided a complete system that will allow you to build your list of subscribers in order to sell them your products.

The problem here is that in the initial stage you don’t need it all because before selling stuff to your subscribers you must learn certain skills to know how to communicate with your audience.

You must be able to offer your audience some value, communicate with them to know what their interest is and only then when you understand your audience you probably can sell them some good stuff. Justin is not going to teach you all these things.


3. Another thing that I don’t like about 12 Minute Payday website is that their website is a locked system which you can’t enter until you submit your email. This is of course not a good signal because it’s pretty obvious that after getting your email address they will start spamming you with their offers.


4. The sites Justin is going to set up for you are squeeze pages and though most internet marketers use them, they are a useless asset for those who are new to internet marketing. The reason is because squeeze pages don’t get ranked on Google since there is no actual content they can offer people.

To be able to rank well on Google or Yahoo you need to write quality, original content for your site because it’s the content that leads to traffic and success online.

Justin is not going to teach you either how to write quality content or give you a site filled with content that you can get ranked and benefit for yourself.


5. Also, though it’s being advertised as a $9 program, it’s not true. Once you’ve made your first payment, you will be offered a few upsells for $49, $100 per month. This is of course not cheap for that type of product, i.e. squeeze pages with no content.

Though Justin says that they are very high converting pages, it doesn’t really matter simply because they can’t be perfect for all types of products.


6. Justin provides you a basic training on how you can add affiliate links to your zero value “sites”, i.e. products from or you can promote 12 Minute Payday system to other people.

Though Clicksure is legit place to pick a product from but they have many poor products and the support is not that good. I would rather choose a product from because it’s a better place with better support.


7. To be able to drive traffic to your zero value “websites” you need to buy the upsells Justin prepared for you. This is of course another spending you should be aware of before getting into the program.


8. There are five modules in the program, where 5th module is the support. The first module is just an introduction to their whole thing and then you need to create your autoresponder account to be able to catch emails from your future visitors. Subscription will cost you around $10 per month.





9. In the second module you will be shown how to create your own account with Clicksure, then pick a product and start promoting it and make tons of money in every 12 minutes 🙂


10. In the traffic pool module you need to spend another $34.95 per month to start getting traffic from Justin. This is absolutely useless traffic and trust me, you never know where those visitors come from.

Most probably from traffic exchange networks whose traffic is absolutely useless simply because those people are being paid to click ads and they are not interested in buying any stuff.


11. Remember that the best traffic is the traffic that comes from search engines such as Google, Bing and Yahoo. Because it’s a massive and free traffic, but to be able to drive that traffic you must have content on your site first.

Search engine traffic is out of Justin’s control and I hope you are smart enough to understand it.

Or you can buy traffic (PPC) through Google or Bing but before spending money on PPC (paid advertising) you must learn certain things to know how to organize your PPC campaign to make it profitable, or otherwise you will be spending tons of money with little or no results at all. Justin is not going to teach you all this stuff.


12. He also offers you another traffic packages that are absolutely useless and I recommend you to pay little attention to them. Totally wasted money. Plus very expensive.


13. In module 4 you again are required to spend money on Peer Network which will cost you from $29 for one month or $199 for six months and all this for the sake of driving poor quality traffic from questionable websites.



Final word on 12 Minute Payday

With all that being said above I really don’t know what to add more to the facts I’ve already mentioned above. The program is really not a good option to start an online business because you are going to start it on the wrong foot.

Real business starts with a website, not a squeeze page, a website that has helpful content to provide a value to readers. If you are new to internet marketing you probably will not understand what I’m talking about. Anyway, I honestly don’t recommend you 12 Minute Payday. To me, it’s a complete waste of time.


Filed in: Product Review

About the Author:

My name is Adam. I'm the founder of Your Income Advisor. My goal is to help others succeed online, by exposing scams and reviewing top rated products. I can help you start your own business online

Comments (25)

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  1. Pronay Pappu says:

    Hey Rufat,
    Nice article you really write. It’s impresive me. I’ve no knowledge about the 12 minutes payday. But $2000 in 12 minutes. That’s like a joke for me. I don’t believe. It’s like a scam. So, I never suggest people for the 12 minutes pay ;(
    I’m a member of Wealthy Affiliate. I also invest here at first. Now I think that I choose a nice platform for me. It’s really working 100%.
    What do you think that “12 minutes payday can take a good platform in the future?

    • Rufat says:

      It’s really weird to hear such promises as to making $2.000 in 12 minutes. When it comes to your question I don’t really know what to expect from 12 Minute PayDay. Maybe it will improve over time. Who knows? But from my experience I can tell when you see such outrageous claims you better avoid the program.

  2. Dave Sweney says:

    You have answered the question in your title “Is 12-Minute Payday a scam?” in this review, and I agree with your assessment that it is indeed a scam. For me, it starts out with the name of the product. There is no legitimate product or system that I know of that can provide you serious income within 12 minutes.

    Essentially the premise behind the system as described by you is affiliate marketing, and that indeed is legitimate and you can earn money. The amount you will learn is determined by a lot of factors though, and there is no guarantee that you will make one cent unless you put in the effort regularly and over time. That is the reality.

    As I read through your description of the modules that you get access to for $9, it reminded me of the first platform that I tried when first starting with online marketing. I believe it was called Empower Network, and it was set up in a similar manner. 

    The only empowering was to the owner’s pocketbook when I passed cash to use some of the tools and promote their lousy products. This product seems to mirror that now closed platform. Useless websites, no support, promote products from a mediocre affiliate platform, pay for this, pay for that, and at the end, no 12-minute payday, or any payday ever in Empower Networks case.

    The 12-Minute Payday product is a total waste of money, and it will not deliver as promised because it is designed more to have you pay for bad traffic, provides ineffective squeeze pages that you do not own versus a proven path which is to establish a presence online through creating a unique website that you can add content to and pull in free traffic from using the search engines, and promote products or services where you will earn a commission.

    Have you ever earned a lot of money through just having a squeeze page selling products? I have not when it comes to most products. Only by marketing a sales page to my current subscribers does this work for me. I know this audience, they are current buyers (many of them), and they know who I am and what I am selling. Unless this is the case, not much chance of only having a squeeze page will earn you money in 12-minutes or ever…

    Thanks for the heads up on The 12 Minute PayDay, I will ignore the offer if it shows up in my inbox…It is a scam…   

    • Rufat says:

      Exactly said Dave. The good side of affiliate marketing is that your income potential is really huge. But it make wonders for you only if you do it consistently. Most people quit in the first 2,3 months and that’s why don’t get anywhere. When it comes to huge profits in 12 minutes or less it’s possible only through email marketing. When to your question, yes I once sent some traffic to my landing page and spent around $50 but earned around $600. Making such amount of money is possible only through email marketing. Only email marketing can give you frequent, consistent sales. With 12 minute Payday this doesn’t look real to achieve.

  3. Christopher says:

    Hi Rufat:

    If someone could really make $2,000 per day, everyone would be doing it. I can’t believe people fall for this stuff. But, I guess there are many who really do believe that generating income takes no effort.

    If you really could make that much, I’d forgive the upsells and all the other features the program lacks. 

    Because you’ve been internet marketing since 2000, you are definitely a pioneer and a source we should listen to.

    As you say, the way to good ranking and traffic is with quality content!

    Thank you for your informative post!

    • Rufat says:

      Making $2.000 is real but like I said in the previous comment for this to happen you need to build a list of subscribers, around 10.000 at least. This takes time, months or even years. Because most people that come from search engines don’t know you and your site and the trust level is very low. The only way to get more sales is to have people on your list that trust you and are most likely to buy based on your recommendation.

  4. RoDarrick says:

    Hello Rufat, 

    Another helpful review of a scam product, 12minutes payday. Seriously, I’ve grown to hate all these big claims result products because I had been scammed on several occasions. $2000 in 12minutes! That’s simply outrageous! Coupled with the massive upsells that kept on piling. I was busy smiling while reading through the post because the red flags were just too evident, thanks to your review. I have come to a realization that only serious input(hard work) can pay overtime and not all these get rich quick schemes. 

    • Rufat says:

      Of course, only hard work pays off. I’m really full of such income claims. To be able to earn this kind of income you really need to work hard for 5,6 years or even longer. And there is no guarantee that you can achieve that level. Sometimes it can be. For example, I recently sold a product for $997 and my commission from Clickbank was $475. But it doesn’t happen every single day unfortunately. Making $5000, $6000 per month is real. Even $10.000 is possible. But making $2000 in 12 minutes can be done only by super experienced internet marketers that have a huge list of subscribers which also takes years to build that kind of list.

  5. Maurice says:

    Digging your website and 12 minute payday review. Especially the way your theme suits the niche topic. The way you write is compelling to the eye which is great. Ive seen a lot of other stuff not that engaging and that I tend to click away really fast. THough the way you do it is great. THanks for the great info, keep up the good work, i will check back your sites for updates

  6. Riaz Shah says:

    Hello again Rufat,
    Another excellent review you’ve put up here! You never fail to impress me. Justin really does make it sound awesome and it seems that he’s targeting people with no knowledge online because who would ever believe that they can make $2,000 a day with just $9? I hope you can steer many people away from this ridiculous scam, wishing you a very Happy New Year!

    • Rufat says:

      Hello Riaz,

      I’m afraid I have to agree with you again. People like him always target people with zero knowledge about making money online and that’s why they are so successful at scamming them. The promise about making $2000 a day is so ridiculous that I even don’t know what to add more to my words. $2000 a day means $60000 per month which is not realistic at all. Even among experienced internet marketers very few can make this amount of money. I think if you run from this program before 12 minutes expire you will be very successful.

  7. Kush1000 says:

    Hi there! That’s a nice post you have created here:)
    I know from the title that this is a scam! I’ve been scammed more than average human online, that’s why I’m a real expert in scams today…kinda makes me think, why not do the same thing but then again I’m not a piece of sh*t so I can’t do this LOL
    I’m sure many people will find this article as useful and interesting as I did.
    Thanks for sharing this nice information.
    Cheers and best of luck to you.

    • Rufat says:

      I call programs scams in rare cases and this program is a scam in my opinion. Yes, they do provide some sort of training and yes you can learn a thing or two from their training but the overall quality of the program is not good and that’s why I really can’t recommend it to others. Plus they are throwing tons of upsells on you which makes an impression as if their main goal was making more and more money out of you. At least this is how I see this program is designed. And the bad is that upsells are useless too. It’s good that you have some experience with poor products and can smell a scam a mile off. Unfortunately, an average Joe can’t see it and that’s why they fall for these scams.

  8. Mike lau says:

    Straight up scam. Went through all of the ‘training videos’ with the conclusion that it’s all setup to NOT work (I’ve been in IT for nearly 20 years). Ultimately, they try to get you with ‘mentor’ which you’re lead to believe is about creating your 12minute website, etc. Instead I got a lot of questions about how much available credit I have on my cc cards and unrelated BS. At the end of it, I get connected with this super scumbag, bottom feeder named Anthony Sorenson who asks me a slew of questions about my available credit. And when I tell him I don’t know how this relates to the 12minute program I initially signed up for and was looking for help with, he gets all defensive and hangs up on me (because he knew I wasn’t gonna buy into his BS). Watch “The Wolf Of Wall Street”…these 12Minute idiots area a joke compared to them!!!

    • Rufat says:

      It’s not surprising at all when it comes to programs like 12 minute payday and I’m really sorry that you came across this one on the internet. I hope next time you will have a better luck. The bad thing is that other people like you still continue falling victims for this program and there is no way to stop it. The only way is through doing a proper research on the internet before making a decision.Their income claims are so ridiculous and people that are desperate fall for this type of BS most of the times. I hope I will be able to help other people and save them from this crap before they fall to it.

  9. Robert says:

    Hi Rufat,

    Just the name of this product screams alarm bells, people who succeed online have all put in the hard work and built their businesses up over time and I can guarantee that it took longer then 12 minutes. To claim that you can make $2000 in 12 minutes is crazy and like you say all for a price tag of $9, please 🙂

    One of the most important things online is to know how to drive traffic to your business and there seems to be no real strategies provided for your $9, it is simple, no traffic, no business. You have written an in-depth review and brought to light another worthless business opportunity that will help to protect people, thanks.


    • Rufat says:

      Thank you Rob for your comment. I agree that it takes time and effort. All internet marketers that I know have spent 1 to 2 years to start making consistent money on the internet. $2000 thousands a day is unrealistic, not to mention 12 minutes. Some marketers can do it but it’s all about time, hard work and experience. I’ve never seen a $9 course that can make you a millionaire. As for the traffic, I agree that it’s the key and the heart of online business and if you can drive it to your site your success becomes only a matter of time. Without this knowledge you can’t move on. And as we can see, 12 minute payday fails to help us in this matter.

  10. sarah says:

    I’d heard of 12minutes payday before and although it did sound a bit like a scam to me, I was like “hmmm maybe I’ll look into it”… Well, now I know for sure that I don’t want to get near it! lol
    I am appalled by the number of scams we can see online… Many of my friends get ripped of all the time, it’s really sad. There’s this program, it’s brand new and I’m pretty sure it’s a scam. I wish you could review it lol but it’s in French…
    Actually, I think your post here has inspired me enough to review it myself and help people avoid it in the future!
    Thank you
    All the best

    • Rufat says:

      The program is really full of surprises, such as empty promises and tons of upsells. I really can’t imagine how Justin promises people to make $2000 per day. Absolutely unrealistic number, especially when it comes to a program like 12 minute payday. It’s good that you haven’t been scammed by this guy but unfortunately many people fall victims to these never ending online scams. Their never ending upsells are really annoying and whenever I see them I turn away right away. I hope you can write a much better review and save folks from poor programs like this one.

  11. Devin says:


    You saved my life with this review !
    I was going to invest in 12 minute pay day and I did not after reading this review, instead I invested in Wealthy Affiliate and man that was the best choice I ever made. Wealthy affiliate is such a great program thank you for showing it to me!

    • Rufat says:

      Good news, I hope you enjoy the new program and will be able to build your successful business over time. Just stick with it and don’t quit fast. You need to be patient before you can achieve a consistent monthly income. Let me know if you have any questions and I will be happy to help.

  12. Lis says:

    This reminds me of offline pyramid selling in the 80’s where it was said that you could make outrageous amounts of money for minimum work. I never understand how companies or websites expect to get away with things like this.

    In my opinion, we have to take a look at the real world and consider if your boss at work would be will to pay vast amounts for you to just sit there doing nothing.

    Consumers are not dumb, we are all consumers at the end of the day and if you have not got the right type of product on your site, they are not going to purchase anything from you. Why do people, like this 12-minute payday company, feel that customers or visitors to websites or who receive spam mail will pay out huge amounts of money for things that they do not even need or want?

    It is beyond me.


    • Rufat says:

      Unfortunately, people that stand behind programs like 12 minute pay day never deliver real value to people. They create some crappy products and then push them to people trying to scam them out of their hard earned money. Though affiliate marketing is real and legit method of making money, the way Justin teaches people how to sell stuff is absolutely ridiculous. Adding tons of affiliates links to squeeze pages without providing actual content is not going to help people sell their stuff. It’s not about selling products and making thousands of dollars every 12 minutes as Justin promises.

  13. Rufat says:

    I always to try to write thorough reviews and still try to keep them as short and clear as possible. You say that I broke it all down in such a way that it seems there is no way for it to sell to other people. Unfortunately, what you are saying in most cases very well applies to an ideal world because many people still buy into that type of offers. And the reason for that is because they still believe in existence of magic buttons that can help them become rich in no time. The truth is that it’s not going to happen until you start working hard towards your own success. Thank you for your comment.

  14. Martine says:

    Hi Rufat,
    Great thorough review.
    The way you broke it all down it seems impossible to think that this product would actually sell or have a following. You save people from falling into such scams, keep it up!

    Kind regards,

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