Does Ameriplan Work? Yes It Does for Some People

April 27, 2016 4 Comments



Product name: Ameriplan USA

Product owners: Dennis and Daniel Bloom


Price: $24.95 – $39.95

Ameriplan overall rank: 50 out of 100

Verdict: Recommended? Yes and No

My recommended program overall rank: 90 out of 100


Ameriplan USA is a well known company that is specialized in health industry. More precisely they offer various discounts plans on dental, vision, chiropractic, prescription care.

All this is delivered through membership plans that you can choose from. Ameriplan USA was founded back in 1992 and it becomes clear that it’s not a fly-by-night company and you can trust them in a certain sense. Why I think so I will explain further in my review.

Ameriplan also allows you to promote their services and make money from the comfort of your home.

When it comes to their discount plans they may be appealing to some people, while when it comes to making money by promoting this company and their services it’s not as easy as you might be thinking.

Though Ameriplan provides you with the opportunity to earn an income from the comfort of your home, there are some complaints about them. Does Ameriplan works?

Yes it works, but there are a few major issues with this program and I’m going to take a closer look at this opportunity to help you make an informed decision.


Pros of Ameriplan

  • Discount plans on dental, vision, prescription care and more
  • Good support
  • You can make money if you work hard


Cons of Ameriplan

  • You can use their discounts only within their network
  • You have to have good selling skills ( not for everyone)
  • Complaints



Ameriplan USA

As I said above, Ameriplan offers various discount plans on dental, vision, prescription care. You can also take advantage of physical therapy, hearing services, mental health services, diabetes care and more.

Some of their discount plans allow you to get discounts even on pc purchases, shopping, internet, hotel deals, cruises and much more.

But all this available to you through their membership plans only. You have to pay a membership fee and depending on the membership plan you choose you can get some of the discount deals.

They have various membership plans:

  • Ameriplan Dental Plus
  • Ameriplan MED Plus
  • AmeriPlan Deluxe Plus


First two memberships will cost you $24.95 per month and these plans include all members of your family. But they also have a discount membership (AmeriPlan Deluxe Plus) and you can pay $39.95 for both memberships and get all discounts available within Ameriplan Dental Plus and Ameriplan MED Plus.

But again, you must keep in mind that if you go to your family doctor, not from Ameriplan network then you won’t get any discounts.

This is not good really because most people won’t want to go to a doctor they don’t know. Just an example, we have our family doctor who has been our doctor for years.

So we know him and we trust him. I will never go to another doctor due to a discount. Anyway, it’s up to you to decide what you want. I’m just giving you this information so you can decide if you want to become a member of Ameriplan or not.

They used to have Ameriplan Healthcare plan. This plan aside from Dental Plus plan benefits also gave you some other benefits like hearing services, mental health services, diabetes care, physical therapy.

In case of hospitalization your bills were covered too. This plan cost you $49.95 per month.

They also used to have another membership plan – Ameriplan Platinum Freedom Pass which cost you $150 per month.

This plan included all the benefits of Platinum Plus and also allowed you to get discounts on hotel deals, resorts, digital coupons, auto discount plan, dining and more.




Currently they have only 3 plans:

  • Ameriplan Dental Plus
  • Ameriplan MED Plus
  • AmeriPlan Deluxe Plus


Now I would like to stop on some other points to help you understand better what Ameriplan USA is about and whether you want to join this program or not.


Is Ameriplan USA a good opportunity to make money online?

You can make money with Ameriplan like with any other MLM company. They have their own products or services and you can make money by promoting their products or services to other people and at the same time you can use them too.

In this case, with Ameriplan, you pay a membership fee and use them and promote to others.

Once you’ve joined Ameriplan and chose one of their membership plans you can start promoting their discount plans. If you can invite a lot of people that will join their program and pay a membership fee then you will make a commission off them.

From each person who joins Ameriplan you will earn a commission. I mean if you can bring tons of people to Ameriplan it could be great. The question is: Can you invite enough people to make a solid monthly income? I don’t know. Maybe you can.

If you have an experience in internet marketing and know how to market a product or service then Ameriplan can be a good opportunity.

If you have zero experience and have no any idea on how to grow your business then joining Ameriplan doesn’t make any sense in my opinion. Why I think so?

Do I have any arguments in favour of my opinion? Yes I do have. I know at least two people, friends of mine who were members of Ameriplan and left the company because of a very little success with it.

One of them joined Ameriplan twice and left it due to a very limited success. BTW, we are currently members of the same program called Wealthy Affiliate and we are successful.

So, we know how to make a buck online because we all have been trained at Wealthy Affiliate. In short, I trust their opinion. They failed to achieve success with Ameriplan and they achieved success with Wealthy Affiliate.

When it comes to Ameriplan training and tools they have a back office that includes a website, video live calls, training videos. They also provide quality support. You can call their customer support. You can call your sponsor.

So, their team is very helpful. I also know from a friend of mine that Ameriplan does have some tools and services that can help you in your business, but they are not free.

This is definitely not a good sign for a program that has been around since 1992. In my opinion, it should be a part of their back office so their members could grow their business as fast as possible without extra spending.

But how then you will be inviting people to join Ameriplan so you can make money? As I said, they give you a website and your job will be finding people through job related sites.

You will be posting ads. Once you’ve someone to register on your website you will be able to contact your lead and offer them Ameriplan opportunity.

In fact, those people are looking for a job and you will be helping them to find such a job which is Ameriplan opportunity.

But your task will be speaking on the phone with each of your leads trying to convince them that Ameriplan is a great opprtunity. From this we understand that it’s not going to be easy at all.

In order to be successful with this opporunity you have to hang on the phone and speak to your leads for hours. Convincing people you don’t know is not easy at all.

At least it’s not my cup of tea. I don’t know about you, maybe this is exactly what you have been looking for. If so, feel free to join Ameriplan.


Ameriplan training

Ameriplan does offer a good training, but it’s very limited in my opinion. They compensate it with a good support and weekly training live video calls. These training live calls are mainly focused on helping you recruit others into Ameriplan program.

My main issue with their training is that they can only help you become a perfect sales person. If you feel it’s what you love to do then go and join Ameriplan.

When it comes to teaching you on how to promote their services through other online means, there is nothing of this kind covered in their training.

There are various methods that you can use in order to grow your online business, such as promoting your services through search engines ( SEO), paid traffic ( PPC, Facebook), social traffic (Facebook, Twitter etc.) These means can be very powerful if done correctly and with patience.

Unfortunately, none of this is covered in their training and I understand why. Because they teach you how to become a face-to-face sales person. If you are happy with such an approach I think this MLM business can work for you pretty well.

Anyway, I think in this sense, their training is very limited and your success as well. This is my opinion and you are free to disagree with me.

I also recommend you to read their FAQ section that covers a lot of points you need to know before you decide to join Ameriplan.


Ameriplan health insurance?

Also, keep in mind that what Ameriplan offers you is not actually a health insurance. They offer a discount on health services and only if you choose a doctor from their network. Practically speaking it’s not easy to find a doctor near your living area who is a member of the same program.


How much you can earn with Ameriplan?

Here is Ameriplan payout scheme:

You can earn 20% commission if you choose Platinum Plus plan

You can earn 30% commission if you choose Total Platinum plan

You can earn 40% commission if you choose Platinum Freedom Pass


Account termination and complaints

Though Ameriplan USA is legit and not a scam, there is one major red flag here I must inform you about. I found many complaints about Ameriplan and to be honest, it surprised me seriously.

It’s really strange because Ameriplan has been around since 1992. But facts are facts and we have to accept them whether we like it or not.

There have been many complaints from people whose accounts were terminated without any explanation from Ameriplan.




It’s really bad because in fact it means that those people lost their commissions they made through their hard effort.

Is this normal? Definitely it’s not.
I also found many complaints on which is another red flag for Ameriplan.





Final word on Ameriplan

Ameriplan USA is legit program. It does work. No questions. It would be ridiculous to say that it’s a scam. I think this opportunity is very specific and it’s not for everyone.

It’s mainly for sales people. Complaints regarding accounts being terminated is really bad and to be honest I wouldn’t join such a company. Two friends of mine had no much success with Ameriplan which is a huge warning for me.

And I want to mention again that these two friends of mine are successful now with another program called Wealthy Affiliate.

I’m successful with it too. So, it’s up to you to decide which program is better for you.


Final glance at Ameriplan USA

  • Discount plans on dental, vision, prescription care
  • Good support
  • You can make money if you work hard
  • You can use their discounts only within their network
  • You have to have good selling skills (not for everyone)
  • Complaints
  • Overall rank: 50 out of 100
  • Verdict: Recommended? Yes and No


Want a better alternative to Ameriplan USA? Here is my top recommended program. It’s free to try.


Filed in: Product Review

About the Author:

My name is Adam. I'm the founder of Your Income Advisor. My goal is to help others succeed online, by exposing scams and reviewing top rated products. I can help you start your own business online

Comments (4)

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  1. Borislav says:

    Hello, Rufat,

    very good review about Ameriplan program. Well, I did not have any contact with them, but from your story, I see that they are not the reliable partner in term of affiliate business. Health promotion is one of the most lucrative businesses. Could you give us any advice or insight which health programs are good?

    Thanks again for your review.

    • Rufat says:

      Hi Borislav, For some people Ameriplan is realiable and for some it’s not. To be honest, I wouldn’t join this program because I’m not a sales person at all and plus there are some serious complaints about account termination. You are free to join Ameriplan if you want, but if you want my advice, I don’t recommend it. Believe me, there are WAY better programs out there.

  2. Jeff says:

    I really enjoyed reading your site, as I am looking for alternative ways to earn an income from working at home. I know many plans promise overnight success with minimal work and your site lays out the pros and the cons to the system. This has save me and i’m sure many others a lot of headaches in the future. Do you think Ameriplan is worth the time? Because I see you gave it a good score.

    • Rufat says:

      Score is pretty high taking into account the fact that I’m very strict and conservative in giving high scores. If you feel being a sales person is something you love to do then you can join Ameriplan. Maybe you will have some luck with it. If you want something more quiet and you prefer to work from the comfort of your home then I recommend you to try my recommended program.

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