Excel Cash Flow Review – It’s not Your Cash Flow

March 22, 2015 60 Comments




Product name: Excel Cash Flow

Product owner: Cami White

Website: secureonlinesite.com

Price: $97, after discount $77, then $67, $57, $47, and finally $27 🙂

Verdict: Scam


Excel Cash Flow is just another classic scam program that promises you to make a lot of money and uses the same deceptive methods like many other poor programs that I review every single day. They encourage you to take your financial future into your own hands and start using Excel Cash Flow to change your future to a better.

They play on your feelings saying that you are probably not aware of thousands of people making money with their program and that’s why you should pay very close attention to their program to join that lucky group of people…


The main idea behind Excel Cash Flow

The main idea behind Excel Cash Flow is pretty simple. They promise that you can make money by just posting links and they are going to pay YOU $15 per link. Looks attractive, right?

I review a lot of products, most of which are scams and I’ve been involved in internet marketing since 2000 and can tell you definitely that no one is going to pay $15 per link, just for posting them. It’s a waste of time and I’m going to explain it below.



Pros of Excel Cash Flow

  • You can probably make a few bucks


Cons of Excel Cash Flow

  • False promises
  • No real money back guarantee
  • Too much exaggerated earnings
  • Deceptive marketing methods


Inside the program

1. The first thing that I don’t like about Excel Cash Flow is that right from the start they make bold claims and use deceptive methods to make you believe that you really can make tons of money with Excel Cash Flow, though it’s far from reality.

They promise that you can make as much as $379 per day from home! $379 per day x 30 days = $11.370 per month. This is not true.

I’ve been involved in online business since 2000 and can definitely tell you that to make that amount of money per month requires 1 to 2 years of hard work.

And even then, not every person can reach that amount. Many internet marketers that I know, make around $5000 per month and only few make over $10.000. That’s why, what Excel Cash Flow promises you is pretty much exaggerated and not realistic.





2. They promise that you can spend 60 minutes a day to make that amount of money, but in reality you need to work very hard to be able to make just a few bucks with their system. This of course is exactly what they don’t tell you on their website. That’s why, be aware of that.


3. Also, think twice before you pay that site because I’m pretty much sure that if you pay, it will be extremely difficult to get your money back if possible at all. I reviewed tons of products/programs and can tell you that poor programs like Excel Cash Flow are not trustworthy sites and you’d better think twice before you pay them.


4. They tell you fantastic stories about home business owners that post their links every year and that companies need people to process them. And this is where Excel Cash Flow comes into play and gives you a great opportunity to make over $10.000 per month by just posting links. This is really unbelievable to make $225 for 60 minutes.


5. They tell you that companies don’t want to buy new office space or hire employees to do this job and that’s why they are ready to pay YOU to do this job from home. This is of course a classic story to make you believe them and has nothing to do with reality.

You will need to partner with many different companies (sites) that promote different products and then you need to post those links here and there in the hope that someone will click your links and buy some stuff and you will earn a commission.

The problem is most of your links will be removed by site owners because no one likes spam and I think you would remove them too if you had your own website.


Also, you can’t post your links on the same place and that’s why you need to be very active and always find new places.

You REALLY HAVE TO BE VERY ACTIVE and post tons of links which will take hours and hours of hard work and the worst part of it is that like I said you above, most of your links will be removed immediately after you post them.

As you probably understand, chances that you make money are extremely low and I’m sure you will be able to make a few bucks at best and zero at worst.


6. The only thing I like about Excel Cash Flow is that they tell you on their website how you are expected to make money, i.e. by posting links. I like this approach because many scam programs don’t explain exactly what you need to do to make money. That’s why their being honest in this at least is really appreciated.


7. There are also many complaints about Excel Cash Flow on the internet and if you make some search, I’m sure you will be amazed by the facts. Here are just two complaints that I’ve found.

I think it’s pretty obvious that the program is not worth your time and money and trust me and my experience, you will not make thousands of dollars by just posting 15 links a day spending 3,4 minutes per link. It’s just not going to happen.




8. And the last issue with Excel Cash Flow is about using fake ads, such as Excel Cash flow being featured at CNN, USA Today, Fox News. This is of course ridiculous and I hope you are smart enough to understand that this is not true.


9. Also, they use an ad, as if Google, Yahoo and other search engines are their search partners and that you will be a search engine agent which is another clear signal that they are lying to you. Search engines, such as Google, a multibillion-dollar company doesn’t need services of such crappy sites like Excel Cash Flow.


Note: None of these search engines has partnership with Excel Cash Flow


10. And they’ve even put a calculator for YOU to make the process of counting your profit MUCH easier. I hope you will like it if you have a sense of humour and I believe you will…





And of course, they promise you this:





Final word on Excel Cash Flow

I believe after reading my review it becomes pretty clear that Excel Cash Flow is not the right option to start online. But it’s still up to you. I personally don’t recommend it because I would never pay them even a penny.

Remember, if a company makes false promises, use deceptive marketing methods, promise thousands of dollars at the click of your mouse, most probably it’s a scam. Excel Cash Flow is a SCAM.

If you want to start your own business and make money on the internet, I recommend you to read about my # 1 program below and if you have any questions, feel free to contact me and I will be more than happy to help you out.




Filed in: Product Review

About the Author:

My name is Adam. I'm the founder of Your Income Advisor. My goal is to help others succeed online, by exposing scams and reviewing top rated products. I can help you start your own business online

Comments (60)

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  1. Riaz Shah says:

    Good one Rufat,
    Excel Cash flow, its not your cash flow is really catchy. No wonder I found your page on the first page of Google, congrats by the way 😀

    My first impression from the name itself is that does it have anything to do with Microsoft Excel? Lol turns out its link posting and with $15, it’s an obvious scam.

    Great review nonetheless, I’ve always enjoyed reading them. Your reviews inspire men, one day I’ll get my reviews on the first page too 😀

    • Rufat says:

      No, it’s not about Excel 🙂 It’s about how to turn income cash flow in the direction of the owners of this product. Start posting links and you will get on the first page.

  2. Johnathon Peoples says:

    Wow! Thanks for letting me know about the Excel Ca sh Flow being a scam.Now I wiont make that mistake and buy something you wont make a dime for. There are a lot of online scams and with a site like this one at your back you cant lose! Dont forget to update the list of scams out there and I will always be back to check it! This is awesome!!!

    • Rufat says:

      I always update the list of the most popular scams and I have to work really hard to help folks and save them from scams like Excel Cash Flow. I’m glad to know I could save you from it.

  3. John Rico says:

    I never heard about Excel Cashflow, but thanks to you I won’t fall to their trap in the future. Honestly, I hate scams especially when they use false promises to entice people to join. Actually a year ago, I was convinced to join in a online business program, that made me believe that I can earn from it. At first it was going well, but as times pass by I don’t see how it can help me earn some extra cash. Good thing it has a money back guarantee so I retrieved my money.
    By the way, does the Excel Cashflow really don’t offer money back? I think that really made them a scam in my own opinion. I read that you recommend wealthy affiliate, how will I know that it is legit and no a scam like the Excel Cashflow?

    • Rufat says:

      I agree that the program is a scam and it does have so many negative sides that it’s really a waste of time. It’s not surprising that you left the program and it’s good news that you have been able to get your money back. As for WA, it’s legit and there is enough evidence that it’s not a scam if you read my review (link provided above). You can join it and try for free and ask as many questions as you want before you make a decision. I think it’s a good option to make sure that the program is not a scam.

  4. Matthew Thomas says:

    Oh man, Rufat. I’m definitely skeptical of Excel Cash Flow. Is that image of a mansion, boat, and fancy car from their website? Images like this to display wealth on websites turn out to be scams almost 100% of the time! That’s a clear sign that they don’t really want to show off their product before you buy it, but just want to toy with your emotions by having you visualize a luxurious lifestyle.

    It’s certainly nice of them to point out what their method of making money online entails: posting links. But unfortunately it’s not as easy to make money from as they claim. In fact, if you know anything about how to make money online, you know that this method won’t work well at all…unless you have you’re own website that you’re posting links on. If you’re simply going from forum to forum posting random links, they will all be removed quickly as spam.

    • Rufat says:

      I think with this kind of information and red flags anyone will find himself skeptical about Excel Cash Flow. Yes, those images are taken from their website and the is still functioning though many link posting sites were shut down. I believe this one will be too sooner or later. I agree with you that sites that use this kind of images turn out to be pure scams most of the time. Of course, they just use this type fake proofs to lure people into buying their useless products. Spamming the internet with useless links won’t make any sense at all because like you say they will be removed immediately as spam. These people want to fool naive people that making money is as easy as posting links while we know that it’s far from being truth. A huge waste of time and effort doing useless things like this. I’ve reviewed 16 scams like this and all of them are almost the same crap.

  5. Joey Gambino says:

    Love your review on Excel Cash Flow. I think I would have smelled the scam pretty quickly, but it’s great for those others out there. Don’t fall for it, people! Especially sites with all those upsells. Everyone should always do their research before joining such sites. I may be asking you for some tips in the future since you’ve been at it so long! Great site, Rufat!

    • Rufat says:

      I agree Joey, scams like this one can be recognized a mile off and you are right that everyone should do their research before joining. Because some folks don’t even do a research and jump into the program right away only to realize that they have been scammed. And it’s because they fall for easy money promises by program like Excel Cash Flow.

  6. Kae says:

    Wow, I’m amazed at how they don’t even try to make this one look halfway credible — it almost reads like a joke. Its unfortunate though that so many people who are new to the “make money online” world still fall for this — even at $27, it sucks to put your hopes into a program that will never even come close to giving you your money’s worth.

    I appreciate bloggers like you who take the time to review these scams and expose them. There’s always the hope someone might read a post like this one before they open their wallet…

    • Rufat says:

      I’m amazed like you that these people invent so many different methods to scam people out of their money. It makes an impression as if people who stand behind this program are foolish if they think that people can fall for this. And surprisingly people fall for it and it’s mostly those who are like you say new to internet marketing. $27 is not a big deal but the problem is that they ruin your hopes while you trust them and expect quality product.

  7. Rolandas says:

    Awesome review ! I’ve seen many scams and this one is really ridiculous ! I mean 15$ for posting a link sounds so stupid yet it still fools some people no matter how ridiculous it sounds. I’ve also been fooled by many scams at the beginning, but even if I’ve seen something like this when I started, I don’t think I would have fallen for this !
    Keep up the good work. You reviews will help a lot of people to make a decision ! 🙂

    • Rufat says:

      Good comment Rolandas! I agree that it sounds really ridiculous but still many folks fall for this type of offers and it’s because they are desperate for money and want to believe that it’s easy and fast. We all want it fast, who doesn’t want? Though you have some experience and don’t think you would fall for this still others do. I’ve review about 10 links postings scams over the past 2 months and all of them make the same promises and ridiculous claims. Some even promise $20 per link and $1000 a day! Can you imagine this?

  8. Ron says:

    good review, I have seen this site offer many times and wondered about it;s legitimacy. I have been looking for a good legitimate site and I noticed the Wealthy Affiliate site you belong to. It is a good company. Good reviews. How long did it take to start making money with WA.

    • Rufat says:

      In fact, I made my first buck with WA in the second month. But if you want to start on a regular basis and make some decent money, let’s say $500 a month you probably need to work on your site within a year at least. Most people that I know at WA quit their job after 2 years of working hard on their websites.

  9. Sarah says:

    Scams like this online really worry me. As someone who has been looking to work online, I just don’t know how you can tell apart the scams from the good ones. I also had a look at your recommendation.

    Could you tell me – how do you sniff out a scam – and how do you tell when you are onto a winner? I’d really like to not fall foul of anymore scams! For a while now, I have been of the opinion that maybe everything on the internet is a scam!!

    It would be nice to know how to sort the bad from the good!

    • Rufat says:

      IT worries not only you Sarah but many others including myself. I understand you very well and agree that it’s not easy for a newbie to spot scams because some of them look very promising and use multiple deceptive tricks which is the reason why so many people fall for online scams. If you have some experience then it’s not hard at all to know how to spot scams. As an example, take a look at my current review and see how broke down the whole review and exposed Excel Cash Flow. Other scams use the same deceptive methods most of the time. Same false promises, same bold claims etc. Easy money is the first and the main red flag to know how spot scams like Excel Cash Flow. For more information I recommend you to read my article called Scam review in which I explain exactly how to easily spot online scams.

  10. Nadeem says:

    Hey Rufat…

    Wow! Nice article… Very informative and easily understandable! very thorough…and I love your site!

    Thanks for sharing! I’ve never heard of this scam before, so I will definitely stay away if i ever come across it!

    These are the types of scams that all they want is to take our money and rip us off!

    Thank you… 🙂


    • Rufat says:

      Thank you Nadeem for your comment. I’m glad you you find my review informative and understandable. I absolutely agree that programs like this one will only waste your time and their main goal is to take your money. I reviewed a number of similar programs and as I can see they in fact teach you affiliate marketing in most cases which means you find a product, add your affiliate link and promote it to earn a commission. In fact you have to sell products online. This process requires certain skills, knowledge and experience while Excel Cash Flow wants you to believe that all you need to do is just post a link and get paid $15 per link. I know exactly that there is no company that will pay this amount of commission for these useless tasks. That’s why I think it’s fair to call this program a scam due to many lies, false promises and complaints.

  11. C. A. Murdock says:

    A person called me from Excel Cash Flow, put on the hard sell by telling me it’s a one day sale
    I need your credit card time is wasting etc. She asked if I had any questions about the program and I
    said yes I do have one question…. If this program is so good why are you working telephone sales and
    not out there getting the $15 per link making $379 per hour? Kind of silly isn’t it? They hung up…..
    What does that tell you….

    • Rufat says:

      Hi Murdock, It tells me that they are lying to you. All link posting scams such as Excel Cash Flow, Work at Home Paycheck, Online Profit Stream, Home Profit System, Home Job Institute are promoting the same poor product, are using the same deceptive tactics and are scamming people the same way. Yesterday I wrote a review about Home Job Institute and I suggest that you take a look at it. You will be amazed to find out that two different companies Home Job Institute and Excel Cash Flow have the same website design. I think this fact alone proves that both programs are pure scams. As for the fact that they hang up, it’s very normal 🙂

  12. Peter says:

    Hi Rufat,
    A really good review of Excel Cash Flow, although I have never heard of this program, I quite agree with you that it looks like a sure scam. I have seen many scams that use posting links as a way to earn money online, but personally I don’t know if it’s possible to earn any money posting links. The amount of money they promise is quite impossible and promising such amounts they are preying on newbies, who know no better and the really desperate. As you mention at least they tell you how you will be eaning money, which is quite rare for a program like this.
    Knowing that paid links are definitely bad in the eyes of the search engines I wonder if there still companies that are willing to pay to have links posted.?

    • Rufat says:

      Hi Peter, I think taking a look at the complaints would be enough to understand what Excel Cash Flow is all about. I reviewed other similar programs, such as Work at Home Paycheck, Home Profit System and all these programs use the same deceptive tactics, use the same logos and images, refer to the same news channels, make the same bold claims and promise unrealistic earnings for posting links. I think it’s possible to make money by posting links but it’s not about $15 per link. It’s a nonsense. I think there are many reasons to not believe their promises and I really can’t find a single reason to believe them because of deceptive tactics and complaints. I think programs like excel cash flow are looking more for newbies that don’t have any clue about making money online. To me it’s a waste of time.

  13. Chris says:

    Yeah I came across this little beauty about a month ago and I was also less than impressed. The price, the level of educations, the support – nothing was as it seemed.
    I have heard about a few decent online reviews on it but to be honest they’re probably false.
    Great review – keep warning the people 🙂

    • Rufat says:

      Agree that those reviews that are positive are most likely written by affiliates of this program and I think this program has enough red flags to understand that it’s not worth your time or money. The idea itself that you can be paid $15 per link is absolutely ridiculous and to be honest, I don’t think anyone can make any real money with this program.

  14. Keye says:

    I also don;t like programs who make bold claims and use deceptive methods to make you believe that you can earn many money. I have been scammed before and I don’t want more people to experience that. Thanks for writing this article, many people will be more aware that this program is a scammer and will have a warning to not to join this.

    • Rufat says:

      Hi Keye, To be honest I call a program scam in rare cases and I think Excel Cash Flow deserves it due to making false promises they fail to deliver. Like you I don’t want people to join programs like this and waste their time and that that’s why I do my best to point them in the right direction. I think it’s fair enough to try the program that I recommend here because it’s absolutely free to try. Thank you for stopping by here.

  15. Peter says:

    Hi Rufat Great review and I like how ‘you tell it how it is’..such as “This is not true as I’ve been involved in online business since 2000 and can tell you that it requires 1 to 2 years of hard work”. ha ha Yes so true.

    Another I liked was “they make bold claims and use deceptive methods to make you believe” … oh yes don’t they all.

    You are doing a wonderful job of informing your readers about this scam and ours by exposing the out and out lie they tell. Good work. Love it 🙂

    • Rufat says:

      Thank you Peter for your comment and I’m glad you like the way I explain the product. Anyone who has been online for some time at least know very well that it requires a few years before you can start a few thousands of dollars per month and that’s why I always explain it to my readers so they can realize that there is no such a thing as easy money on the internet. People that stand behind Excel Cash Flow know that most people that are new to make money thing have no any clue about it and play on their feelings. I hope I can save at least some people writing my reviews and pointing them in the right direction.

  16. Lynne says:

    Those types of scams really irritate me, posting spammy links does not sound like a career option for me. Like you say at least they state on their website how they say you can make money. I also find these online calculators very amusing. 1 hr per day = how much money? No-one would be going in to an office job that’s for sure.

    • Rufat says:

      Of course Lynne this program is absolutely a waste of time. The idea is so ridiculous that it makes me laugh. Being paid for posting links will never make you any real money to be able to earn a full time income. And the calculator looks more like a joke than something you can take seriously. I think the idea speaks for itself.

  17. San says:

    Hello Rufat,
    Great article exposing the weaknesses of the Excel program. I was approached by them a while ago and I almost bit. I did some checking about them and found the same things you did.
    Like you I know it takes 1 or 2 years of hard dedicated work to make any kind of good living in internet marketing, sometimes longer depending on who you are. Staying consistent and persistent is the key.

    • Rufat says:

      Thank you San for your interesting comment. I always feel good when I get comments like yours. You tried excel cash flow and you know that it’s a waste of time. I think a lot of folks fall for scams because they don’t do enough research on the internet about particular program they want to join. I agree that the only way to succeed online is through persistence and hard work which realistically speaking takes normally 1 year for decent results and 2 years for significant results. Unfortunately, people behind programs like excel cash flow don’t explain it.

  18. admin says:

    Hi Rufat, Scams, they make your blood boil, but at least with reviews like this online we can at least be fore warned. This particular so called work from home opportunity really does sound like a stinker, I can’t believe they can still get away with these types of programs, and using fake ads. Thanks for the heads up on this one

    • Rufat says:

      You’re welcome and I’m glad you found my review helpful. Of course this opportunity is really shady and they even provided the calculator so you can calculate your profit. Can you imagine that? Using fake ads is absolutely unacceptable which again proves that this program is just another poor product and a waste of time.

  19. Val says:

    I had never even heard of Excel Cash flow. I would be leery of this program just by seeing how many times they discount their start up fee. If it were only that easy to make money. In my opinion they prey on people who are desperate to make money and it all sounds so easy. I am not sure that most people realize that it is considered a shady practice to post links on other people’s web sites without first asking permission. I am sure some people sign up and start posting without even realizing it. There is no free lunch and people need to realize that they need to put in a lot of effort to be successful online. I see that you are recommending Wealthy Affiliate. Why do you think they are the best Internet Marketing organization to become a part of?

    • Rufat says:

      Thank you Val for your comment. Sure, making money online is not as easy as the owners of excel cash flow want us to believe. Unfortunately, as you exactly say, they prey on people who are desperate and that’s why they so easily scam honest people out of their money. Sure, link posting is waste of time and unethical practice because no one likes it. Just imagine how many this type of links I get every day on my site and have to remove them manually. As for Wealthy Affiliate, I recommend it because they have an excellent training and both beginners and experienced internet marketers can benefit from it. They provide all necessary tools and 24/7 support which is very important for your online success. The owners of the program, Kyle and Carson are never hide behind the scenes and always available via live chat. And they allow you to try their program for free which is a fantastic opportunity. What else you need to start? I think it’s an excellent opportunity for all of us.

  20. KimW says:

    Hi Rufat! I like the general layout of your page and the bright colors at the top really draw the reader’s eye. In a couple of places I see some awkward wording… look for things like this: exactly what they don’t you tell (tell you)
    I’m sure it is just a typo, that happens to me when I get typing too fast.

    They promise that you can make as much as $379 per day from home! (This isn’t consistent with what you have in paragraph 4) This is really so ridiculous to make $225 for 60 minutes.

    I think you are correct, sounds like a scam to me. A huge red flag is right at the beginning, where the cost is lowered from $97 to $27. Hopefully, you will have prevented others from getting scammed by accepting the offer of these scam artists.

    Thanks for the alert!

    • Rufat says:

      Thank you Kim for pointing out to some of my typos, it happens. Of course, all these claims are nothing more than empty promises. If making that much money was so easy then everyone would work from the comfort of their homes instead of going to 9-5 job. Programs like excel cash flow always use this kind of deceptive tricks such as start their price from $97 and then lower it to $27 or even less. I hope Kim I will be able so save my visitors form these scams and other similar programs.

  21. Chris says:

    I actually came across this product on a traffic exchange site about two days ago. The problem with it is that it does little to explain how you are going to earn the money they promise.

    Your review points out that it’s a sort of cut and paste link system – many alarm bells ringing when I read that!

    Tell me, do you think there’s a link posting system out there that actually works?

    ( because I don’t! )

    • Rufat says:

      It’s very normal to come across programs like excel cash flow on such low quality sites as traffic exchange networks. Sure, they never explain how you can make money with their “amazing” systems because they mainly focus on your pockets not explaining things. Link posting is certainly a waste of time and even if you can make some money here it can be pennies at best. Why then waste your time on things like this if you can build your own business online through legit programs like one I mentioned at the end of my review? To be honest, I don’t know of any legit and high paying link posting program and I don’t really believe they exist.

  22. Susan Atkins says:

    Crikey, what a lot of work, for a very good cause of enlightening people to a scam so that they don’t fall foul of it.

    If I was researching that site then I came across yours I would be very happy that I had.

    Good luck.

    • Rufat says:

      Thank you Susan for your comment. I do my best to help people spot scams, such as Excel Cash Flow and this program is a real “deal”. They make such bold claims that someone can be paid as much as $15 per posting a single link. And it’s so ridiculous. But many people that are completely new to internet marketing, easily believe in this type of offers. That’s why, I not only write my product reviews, I also write some posts about scams to educate those who are looking for a legit programs online so as to help them identify scams such as Excel Cash Flow.

  23. Brad Walker says:

    I don’t think I have heard of Excel Cash Flow before but it is good to know you are out there running the scams down and reporting them to us. Very thoughtful and informative review. I will be bookmarking your site for future reference. I agree with you that there are so many scams out there that lead you to believe that with just the click of a button all that money is going to flow right in immediately but the truth is that building a successful online income takes a lot of work, patience and persistence.


    • Rufat says:

      Thank you Brad for leaving a comment on my post. I review products almost every day and I love my job. But it’s not easy to write reviews because it takes 4,5 hours to write one review and sometimes it takes even more. I always try to write thorough content to help people understand what the program is all about and my main goal is to be objective. Excel Cash Flow is really a poor product that makes bold claims by promising people to pay $15 per link which is not realistic at all. What I like about Excel Cash Flow is that the owners of the program explain right from the start how you are going to earn money and that’s really good because many programs don’t even explain to people how they can benefit from their program. Though the owners of this program are honest in this, they are dishonest by promising people unrealistic earnings and it’s not acceptable. That’s why I work hard on my site to explain to folks that making money online requires knowledge, patience and hard work.

  24. Neil says:

    Hey, Rufat

    The Excel Cash Flow is a new one for me, so thanks for writing up a scam review about it 😀 I really have no idea where all these online scams keep coming from and there seems to be new ones popping up all the time!

    To be honest, this program on posting links sounds boring and more like it’s for lazy people wanting to make some easy cash, but to make real money online, people should join a legit training platform like the Wealthy Affiliate community and be prepared to work hard over at least a 12 month period.

    Thanks for exposing the Excel Cash Flow scam and it’s clear to see that there’s no benefits from becoming a member.


    • Rufat says:

      Thank you Neil for your comment and I must admit that I absolutely agree with you. Excel Cash Flow is just another scam out there and the worst thing is that they promise thousands of dollars for simply posting links here and there and this of course sounds ridiculous and at the same time attractive to those who are new to making money online. The creators of Excel Cash Flow seem to have designed it specifically for lazy folks wishing to spend 10-15 minutes a day and become rich which is absolutely not realistic. You are right that it requires a period of 12 months before you achieve some success online and the program you mentioned is one of the best program out there. That’s why I always recommend Wealthy Affiliate at the end of my reviews to help those folks that are looking for legit opportunity.

  25. Kenneth says:

    It is so sad that some businesses make offers to get people to work from home to make money but in reality, they are in business to steal your money instead. Too bad that Google doesn’t play a bigger role in helping these sites disappear. It would only make the Internet more enjoyable and help legitimate businesses like you. thank you for letting everyone know about this scam.

    • Rufat says:

      Yes, Kenneth, unfortunately, programs like excel cash flow continue scamming people out of their money instead of helping them. Goggle is continuously working on improving its ranking algorithm and I believe sooner or later it will find some some way to spot crappy sites and drop them from top search results. I think it must happen in the near future because many people get scammed every day.

  26. It feels awful reading about such scammy products. I’d love to go for your #1 recommendation instead. You’ve done a great job with this review mate! All the best. I love you site 🙂

    • Rufat says:

      Thank you Nishkarsh for stopping by and leaving your comment. Yes, I agree and understand you because I feel awful too when I write my reviews about these crappy products, such as Excel Cash Flow. The program that I recommend, my # 1 program is legit and one of the best programs that I’ve found on the web. If you need any assistance or questions, feel free to contact me and I will be happy to help.

  27. Misty says:

    very impressed with this website This is a great example of helping others 🙂

    • Rufat says:

      Thank you Misty for stopping by and glad you found my site helpful. Hope you will revisit my site.

  28. Kim says:

    Wow…almost got sucked into that program. Thanks for being very detailed in explaining the process…as I was reading, I was laughing at myself because I had thought some of the same things that the company was expecting me to think with their good marketing Technics, and they definitely work. So buyer beware and thanks again for the great post.

    • Rufat says:

      Sure, they know very well human mentality and play on peoples feelings. They use all types of means to deceive people and lure them into buying their poor products. And the worst thing is that most people buy into these deceptive offers only to realise later that they have been scammed again. I hope people reading my review will be able to benefit from it and make the right decision.

  29. edy says:

    I have never come across Excel Cash Flow before, but from the price I can predict it is a scam (it keeps lowering its price). Many other scammers do this kind of trick. Glad that you mention it on this post. Hope that people won’t get into this trouble. Well done my friend.

    • Rufat says:

      Thank Edy for your comment on my post. I agree. Excel Cash Flow is like any other scam program out there. They promise people skies and deliver nothing and especially, I hate when I see such unethical approach as playing with price. They don’t have one fixed price and try to scam people by using all possible means. And of course, it is very normal when it comes to websites like Excel Cash Flow that provide zero value to people.

  30. Lin says:

    I have never heard of Excel Cash Flow. So glad that you have given us a heads up on this scam. Amazing how much misleading info is out there.

    I am a premium member of Wealthy Affiliate and at first I was skeptical. But when I investigated it for my self I was instantly reassured that this is the real mccoy. You know what helped me to check it out? It was FREE. Yep. No investment.

    Thanks for your investigative posts about other programs. It keeps us alert!

    • Rufat says:

      Thank you Lin for your comment. Yes, Excel Cash Flow is just another poor product out there that promises easy money and doesn’t deliver on the promises. The idea is so ridiculous that you can be paid $15 per link, just for posting it. It’s absolutely unrealistic, but most people who are new to internet marketing think of this as something real only to realize that it’s not true. With Wealthy Affiliate it’s different. No false promises, no bold claims. Just work and make money. You will not be a millionaire with WA, but to make a few thousands per month is absolutely achievable.

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